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Do you have an existing level-term policy? ( How do I tell?) ( What's 'level-term'?
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| It means the policy pays the same benefit amount throughout the policy term and premiums are kept at the same level throughout the policy term. It is neither an increasing, decreasing or yearly renewable term plan. |
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Was your current level term policy bought in the last 2 years? |
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Are you aged between 17 and 65 by your next birthday? |
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Are you a Singapore citizen or Singaporean Permanent Resident? |
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Is your existing term policy sum assured below S$500,000? |
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Was your existing term policy accepted and issued on normal terms?
( What's 'normal terms'?)
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It means your existing term insurance policy was underwritten on the basis of regular mortality (which applies to the vast majority of people) and was purchased at normal rates without extra loading or special restrictions.
In simple terms it means your existing term insurance policy was accepted at the same premium rates and terms for the same amount of benefit as what any ordinary healthy person would get. |
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Did your health status remain unchanged since the day you were covered under your existing term insurance policy and you are currently NOT suffering from any medical condition? |
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Does your existing term policy similarly cover death and/or total and permanent disability and /or terminal illness? |
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Was your policy bought from another insurer (ie. who is not Aviva Life or the Aviva Group)? |
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